About Ref Finance

What is Ref Finance? What is REF? Where can I get Ref Finance REF tokens? Who invested Ref Finance? How does Ref Finance compare to other projects?

Ref Finance is a community-led, multi-purpose Decentralized Finance (DeFi) platform built on NEAR Protocol. Ref combines several core components: a decentralized exchange, lending, a synthetic asset issuer, and more -— into a single, synchronous DeFi stack.

Ref will take full advantage of NEAR’s low fees ($0.005 per swap), one-to-two second finality, and WebAssembly-based runtime (hello, Rust smart contracts!) to rival even CEX costs and speeds and become a powerful addition to the increasingly multi-chain DeFi ecosystem.

Using the recently launched Rainbow Bridge (NEAR ETH), traders can utilize the billions of dollars in ERC-20-compliant assets from Ethereum, and eventually, from any chain (BSC, Polygon/Matic, Cosmos/IBC, and others) on NEAR.

Ref Finance’s first product is an automated market maker (AMM). It is similar to Uniswap, with a few changes:

  • Multiple pools in a single contract. Traders can trade across pools atomically in a single transaction.
  • Customizable LP fees per pool. LPs can charge higher fees for illiquid or highly volatile tokens. Referral fees for swaps, currently set at 1 bps. Developers can earn rewards for building UIs and other applications on top of Ref Finance.
  • The Ref Finance community is planning to launch a DAO on NEAR (using Sputnik DAO) to facilitate future development, upgrades, and community building. The DAO’s treasury will receive 4 bps from each swap.

The DAO will be governed by the $REF token, which will be distributed to LPs, developers, and users of the platform. The distribution details and mechanisms will be described in subsequent posts.

Ref Finance Token Stats

Ref Finance Token Symbol is REFRef Finance REF Price


Ref Finance REF Price All Time High / All Time LowPrice ATH / ATL ⓘ

$10.64 / $0.538

Ref Finance REFMarket Cap


Ref Finance REFMarket Cap Rank


Ref Finance REF24H Volume


Ref Finance REF Total Value LockedTVL ⓘ


Ref Finance REF Fully Diluted ValuationFDV ⓘ


Ref Finance REFCirculating Supply


Ref Finance REFTotal Supply

Data Source: CoinGecko

REF Token Address

REF Token Contract Address. How to find REF Token Address

NEAR Chain