NearOracle allows you to log into one of three possible validators: your Coinbase account, your MetaMask wallet, or the financial institution with whom you bank. The oracle retrieves data on your financial history, and algorithmically calculates and returns your credit score. The dApp further allows you to store your credit score on the NEAR blockchain as well as mint your credit score as an NFT. You will incur a small gas fee to cover both the calculation and blockchain storage costs. While your data remains private, your score will be permanently added to the blockchain and you can view it for free at any time in the future. Similarly, you can visualize your NFTs among the collectibles in your NEAR wallet.